Bukas Finance Corp. is a duly registered Financing Company with SEC registration No. CS201901691 and Certificate of Authority No. 1199.

Please remember to study the Terms and Conditions in the Disclosure Statement before proceeding with any loan transaction.

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Help Center  >  A Quick Guide to Bukas All-in Plans for PHINMA Students

A Quick Guide to Bukas All-in Plans for PHINMA Students

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What is a Bukas All-in Plan?

With Bukas All-in Plans, we can cover up to 100% of your tuition fee, this includes your upcoming tuition balance PLUS any outstanding balances.

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Who can apply for a Bukas All-in Plan?

All students (freshmen, upper years, transferees, and returnees) enrolling to college programs and graduate studies can apply for a Bukas All-in Plan, kahit nakapag-downpayment ka na!

Please note that per student, only one (1) Bukas All-in Plan will be approved for the upcoming semester.

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How can I apply for a Bukas All-in Plan?

There are only THREE easy steps needed in order to apply:


STEP 1: Registration

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  • Pumunta sa app.bukas.ph at mag-login. Kung wala ka pang account, mag-register at mag-fill out ng iyong profile.
  • Verify your identity by preparing a valid ID and completing the Liveness Test.
    • We accept the following IDs: student ID, passport, driver’s license and UMID


STEP 2: Application

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  • Prepare the following requirements:
    • Co-Borrower
    • Additional Contact Person
      • Both individuals have to be 18yrs old and above and residing in the Philippines.
      • They can be your parent or guardian but CANNOT be OFWs
    • Source of Income
      • This can be your or your Co-Borrower.
      • If you receive remittance from an OFW, the receiver of the remittance is the source of income.
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  • Prepare the following requirements:
    • Proof of Residence - Utility (Meralco, water, or interne) bills, or Barangay Certificate
    • Proof of Income - Payslip, Certificate of Employment, bank statements. For those earning from OFWs, prepare your Proof of Remittance
    • Tuition Document - Screenshot from student portal of last semester's fees, upcoming semester's advising slip


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  • On the Home tab of your Bukas account, just select the University or College Installment button to start your application!

University or College Installment Tab


Fill out the application form and submit. We will give you feedback in 3 to 5 working days.

NOTE: Siguraduhing na-click ang “SUBMIT” button para magkaroon ng valid Bukas application.


STEP 3: Assessment

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  • After submitting, wait for our SMS and email in case there are needed revisions.
  • Once approved and the loan contract is ready, you and your Co-Borrower need to confirm the agreement with us by logging in at app.bukas.ph and through the signing SMS we sent, respectively.
    • IMPORTANT: Review your approved amount. This current and total balance is also confirmed to us by your school. Make sure you read and understand the contract before signing.

You're at the end of the process! We will reach out to you via SMS or e-mail with the next steps.



How do I pay for my monthly dues with Bukas?

Currently, you can pay via GCash, Maya, Unionbank over the counter, Unionbank online, RCBC Online Banking, RCBC over the counter, official Bayad Center branches, and through over 3,000 DragonPay partner channels, either online or over-the-counter (BPI, BDO, Metrobank, RCBC, 7-Eleven, SM Dept. Store, Cebuana Lhuillier, M. Lhuillier, etc.).

Check this page for more information.

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When will I start paying for my Bukas All-in Plan?

  • You can start applying for a Bukas All-in plan by October 16.
  • December 1 will be the last day to confirm your Bukas Application
  • December 15 will be your first due date for your Bukas All-in Plan.

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Have questions about Bukas All-in Plan?

For assistance, you can reach out to the following:

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Tips on how to fast track your application with Bukas:

When uploading your VALID ID:

  • Upload ONLY the valid ID (Do not upload a selfie)
  • Make sure all four corners are visible
  • Make sure that the ID details are readable
  • Make sure your ID is not expired
  • Use only a mobile phone to capture your Valid ID. Do not use laptop cameras.

When taking a SELFIE with your VALID ID:

  • Hold up your ID next to your face, like in the image.
  • Use only a mobile phone to take a selfie to ensure a high quality image. Do not use laptop cameras.
  • Take selfie in a well-lit area
  • Do not cover your face with the ID
  • Do not cover your ID with your fingers
  • Remove your eyeglasses or face mask and avoid using filters.
  • Make sure to use the same ID you uploaded when taking a selfie and that the ID details are still readable.
  • Be in proper clothing
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When uploading your Proof of Residence:

  • Submit ONLY one (1) of the following:
    • Latest Utility Bill (Electricity, Water, Internet, Post-Paid bills)
    • Barangay Certificate
    • Bank Statement with address
    • Credit Card Statement
  • Make sure that the address you provided matches the address in the submitted proof of residence.
  • File should be dated within the last 3 months only.
  • Upload the whole document. Do not crop or edit.

When uploading your Proof of Income:

  • Make sure that the submitted proof of income contains the complete details of the income earner/provider such as:
    • Name
    • Transaction Date/Validity Date/Payroll Date
    • Amount
  • Make sure that the submitted documents are dated within:
    • For Payslips and proof of remittance - last 3 months
    • Certificate of Employment - last 6 months
    • Business Permits - Validity Date must be indicated in the document.
  • Upload in high resolution. Do not crop or edit

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For Co-borrower or Additional Contact Person’s Consent

To ensure a fast and successful verification process, make sure to:

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Apply now! Just log in to your Bukas account and select the University or College Installment button on your Home tab to get started.

University or College Installment Tab



Note: This page is only for the following PHINMA campuses: PHINMA SJC (Manila and QC) and PHINMA UPang (Dagupan and Urdaneta)

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