Bukas Finance Corp. is a duly registered Financing Company with SEC registration No. CS201901691 and Certificate of Authority No. 1199.

Please remember to study the Terms and Conditions in the Disclosure Statement before proceeding with any loan transaction.

Close - Icon
Square Image


Making education affordable for Filipino youths.

Our Story

Bukas (“Tomorrow / Open” in Tagalog) launched with the vision of building a better tomorrow for Filipino youths, starting with affordable student loans. We work closely with top colleges and universities to provide an easy, secure, and integrated tuition installment plan for students.



Our Leaders

Naga is a graduate of the London School of Economics with a First-Class Honors Degree, as well as a Master's Degree from The Wharton School (MBA) and Lauder Institute at the University of Pennsylvania. Prior to founding Danacita, Naga pursued a career as a fixed income trader at the world's leading banking institutions, Morgan Stanley and Goldman Sachs in the Hedge Fund Strategies Group division, based in London.

Naga Tan

CEO & Co-Founder of Erudifi


Our Leaders

JR received his Master's Degree in Business Administration from the Asian Institute of Management. He is a Certified Public Accountant and has been active in the world of finance and risk assessment for over a decade. Before taking on the role of President (Bukas) and Chief Risk Officer (Erudifi), JR was Chief Risk Officer at Toyota Financial Services Philippines and was an Associate Director in the banking and capital markets group of SGV & Co (EY Philippines).

JR Emlano


Our Values



We create solutions to cater to our customer’s problems and grow with our users


We work with the best and brightest across the nation to deliver innovative education financing


We operate with integrity and fairness in an industry where our business is only as good as our word

A Hungry, Humble, and Mission-driven Team

We're looking for more people to join our team as we reach our goal of making education affordable and accessible across Southeast Asia.

See available positions
ErudiFi Team