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Am I eligible for multiple installment plans?
The new application must be submitted at least 60 days from the disbursement date of the previous installment plan.
Kindly note that the multiple installment plan will undergo the same assessment process by our credit team. This means that we will still charge the 3% one-time origination fee for the new installment plan.
What are the requirements to become a Bukas borrower?
To become eligible for a Bukas Tuition Installment Plan, you must have all of these minimum requirements:
You must be a student (at least 18 years old) at one of Bukas' partner schools. Our partner schools are Mapua University Manila, Mapua University Makati, LPU Manila, LPU Makati, Jose Rizal University, Far Eastern University Manila, Far Eastern University Makati, Far Eastern University Alabang, Far Eastern University Tech, Far Eastern University Diliman, Emilio Aguinaldo College, Our Lady of Fatima University Valenzuela, Our Lady of Fatima University Quezon City, Our Lady of Fatima University Antipolo, Our Lady of Fatima University Laguna, Our Lady of Fatima University Nueva Ecija, ,Our Lady of Fatima University Pampanga, National Teachers College, Eskwelabs, Malayan Colleges Laguna, Malayan Colleges Davao, Centro Escolar University Manila, Centro Escolar University Makati, Centro Escolar University Malolos, Magsaysay Center for Hospitality and Culinary Arts (MIHCA), University of Nueva Caceres, and Adamson University.
You must be a Filipino citizen.
You must have a guardian who is at least 21 years old. A guardian will serve as an emergency contact person and he or she should preferably be living with the student. A guardian can also be a guarantor if he or she will help the student with the monthly repayments.
What valid documents do I need to apply for a tuition installment plan?
To complete your application and your profile, you will need to submit documents such as a clear photo of student ID or government issued ID, a complete school assessment form, a proof of residence under your guardian's name or student's name, guarantor's proof of income, and any available copy of grades. Below are samples of acceptable documents:
For a guide on what school assessment form should be uploaded, you may gohere.
I. Valid ID list (need only 1 of these)
Driver's License (including Student Permits with official receipt)
Social Security System (SSS) Card (date of birth must be visible on the ID)
Professional Regulation Commission (PRC) ID
Postal ID (old postal IDs must have a photo of both front and back)
Unified Multi-Purpose ID (UMID)
National Bureau of Investigation (NBI) Clearance
Armed Forces of the Philippines (AFP) ID
Philippine National Police (PNP) ID
Bureau of Fire Protection ID
Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
Department of Social Welfare and Development (DSWD) Certification
Government Service Insurance System (GSIS) e-Card
Overseas Workers Welfare Administration (OWWA) ID
Police Clearance Certificate or Police Clearance Card
National Integrated Bar of the Philippines ID
Alien Certification of Registration or Immigrant Certificate of Registration
II. Valid Proof of Income (need only 1 of these)
Income Tax Return BIR 2316
Certificate of Employment with monthly income
Payslips (Official copy/ Screenshot on employee portal)
Payroll bank account statement, web screenshots of online banking payroll credits or mobile banking app
If Self-Employed or Has Own Business:
City Business Permit
Barangay Business Permit
Income Tax Return 1701
Audited Financial Statements (Balance Sheet, Income Statement, Cash Flow Statement, Statement of Changes in Equity and Notes to Financial Statements)
III. Valid Proof of Residence (need only 1 of these)
Water Bill *
Electricity Bill *
Landline Phone Bill *
Postpaid line bill *
Internet Bill *
Bank statement with Address *
Credit Card Statement of Account (SoA) *
Income Tax Return (with address)
Items with asterisk (*) - These documents have to be dated within the last 3 months.
In lieu of your school ID, you can take a selfie with any government-issued valid ID. For a list of valid government IDs you may click this link here. If you don’t have any of these, you can send an email to [email protected]
For a guide on what school assessment form should be uploaded, you may go here.
Currently, you can pay via Unionbank over the counter, Unionbank online, official Bayad Center branches and through over 3,000 Dragonpay partner channels, either online or over-the-counter (BPI, BDO, Metrobank, RCBC, 7-Eleven, LBC, SM Dept. Store, Cebuana Lhuillier, etc.). Learn more about our payment options here and more about Dragonpay here.
You can pay your plan ahead of time. If you're able to pay the total principal earlier than the last payment date, you can do so and even avail for recomputation of interest. You can request it via emailing [email protected]