Website vs. Contract Interest Rates

You might have noticed a difference between the interest rates on our website and the rates specific to your application. We're here to clarify this for you!

Please note that our website calculator displays the lowest standard interest rate and service fee computation for a Bukas student loan application. For your reference, the Standard Bukas Student Loan typically has a monthly interest rate ranging from 1.90% to 4.90%, with a one-time service fee that ranges from 4.50% to 10% of the requested amount. Remember, interest rates may also vary per school.

To know the specific rates and fees applicable to you, we encourage you to log in or create an account at app.bukas.ph. This will allow you to see a personalized computation based on your details.

For Repeat Borrowers

Please note that your interest rates and service fees may be different compared to your first and succeeding loans. Rest assured that each application is thoroughly reviewed by our Assessment Team. Your final interest rates may differ from our standard rates because we take into consideration the information and documents you've submitted, as well as your payment behavior. Please note that the result of this evaluation is final.

Note: All student loan offers are conditional. As long as a loan has not yet been disbursed to the school, Bukas reserves the right to withdraw any loan agreement. Please read the Terms and Conditions as well as the Disclosure Statement provided before proceeding with any loan transactions.

If you have any further questions about your Bukas application, please feel free to reach out to our team by filling out this form. Learn more about Bukas rates here.