Why are my interest rates different from what's found in your website?

Please note that our website calculator displays the lowest standard interest rate and origination fee computation for your Bukas Flex application. For reference, the Standard Tuition Installment Plan ranges from 1.90% to 4.90% interest rate per month, with a one-time service fee that ranges from 4.50% to 10%. Interest rates may also vary per school.

Log in or create an account at app.bukas.ph to know the specific rates and fees applicable to you.

If you are a repeat borrower, please note that interest rates and service fees may be different compared to your 1st and succeeding loans. Rest assured that each application is thoroughly reviewed by our Assessment Team.

Because the submitted information, documents, and payment behavior are all taken into consideration, your final interest rates may differ from our standard interest rates. Please note that the result of the evaluation is final.

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Learn more about our recent rate changes here .