Bukas All-Year Plan FAQs

What is Bukas All-Year Plan?

Bukas All-Year Plans are exclusive to PHINMA Ed students, allowing easy tuition fee payment via Bukas Student Loan. Students can cover tuition fees, every semester, from DP to P1, P2 and P3 exams!

Who can apply for a Bukas All-Year Plan?

All students (freshmen, upper years, transferees, and returnees) enrolling in college programs and graduate studies at PHINMA Ed campuses are eligible, even if a downpayment has already been made.

This includes students who:

• Will enroll without a downpayment.
• Have enrolled and paid with a downpayment.
• Will pay for their previous semester’s outstanding balance AND enroll for the next semester.
• Need payment for their examination.

How can I apply for a Bukas All-Year Plan?

There are two easy application options:

Option 1: Via app.bukas.ph

Option 2: Via Bukas Easy Apply

How do I pay for my monthly dues with Bukas?

Currently, payments can be made through various channels:

• GCash
• Maya
• Unionbank (over the counter or online)
• RCBC (Online Banking or over the counter)
• Official Bayad Center branches
• Over 3,000 DragonPay partner channels (online or over-the-counter, including BPI, BDO, Metrobank, RCBC, 7-Eleven, SM Dept. Store, Cebuana Lhuillier, M. Lhuillier, etc.).

Note: Do not pay your Bukas monthly dues at your school to avoid any problems on your Bukas account. Learn more on how to pay for your Bukas Plan here.

When will I start paying for my Bukas All-Year Plan?

The first due date and repayment calendar will be visible on the payment dashboard. Log in to your Bukas account after disbursement or plan activation. Once logged in, tap on "My Loans" tab, click your "Reference Code," and scroll down to see your repayment schedule.

Tips to Fast-Track Your Application

To ensure a smooth and quick application process, pay attention to these document submission details:

Valid ID Selfie:

• Upload ONLY the valid ID (no selfies with ID).
• Ensure all four corners are visible, details are readable, and the ID is not expired.
• Use a mobile phone (not laptop camera) for high resolution.
• Hold ID next to face, do not cover face or ID with fingers.
• Take selfie in a well-lit area, remove eyeglasses/face mask, avoid filters.
• Use the same ID as uploaded, ensure details are readable.
• Be in proper clothing.

Proof of Residence:

• Submit ONLY one (1) of the following: Latest Utility Bill (Electricity, Water, Internet, Post-Paid bills), Barangay Certificate, Bank Statement with address, Credit Card Statement.
• Address must match Bukas profile.
• File should be dated within the last 3 months only.
• Upload the whole document; do not crop or edit.

Proof of Income:

• Details must match Bukas profile.
• Must contain complete income earner/provider details: Name, Transaction Date/Validity Date/Payroll Date, Amount.
• Documents must be dated within: Payslips/remittance (last 3 months), Certificate of Employment (last 6 months), Business Permits (validity date indicated).
• Upload in high resolution; do not crop or edit.

Co-borrower or Additional Contact Person’s Consent:

• Ensure all details are accurate and the consent link is completed promptly for a fast and successful verification process.

Have questions about Bukas All-Year Plan?

Please refer to these channels:

In-campus: Bukas Campus Engagement Associates (selected campuses) or CSDL Office

Online: www.bukas.ph/contact-us/

Bukas All-Year Plans are exclusive to PHINMA Ed campuses. Upon approval and confirmation, tuition will be directly deposited to the school. Please remember to study the Terms and Conditions as well as the Disclosure Statement provided before proceeding with any loan transactions.