While it is relatively new in the country, student loans in the Philippines have helped a lot of students get access to education. Aside from scholarships, student loans are a popular and effective alternative payment solution for school-related fees. Whether it’s for your undergraduate or postgraduate degree, student loans can help alleviate your financial worries!
Technically, ginagamit ang student loans para sa mga gastusin sa pag-aaral, gaya ng tuition fee. Maliban dito, may iba pang maaaring paggamitan o kaya covered ng student loan. Here is a list of things you can use your student loan on.
P.S. Sa ngayon, covered pa lang ni Bukas ang iyong tuition and miscellaneous fees. We are currently working on improving our services and introducing new products para mas mapagaan pa ang iyong college life!
Tuition and Miscellaneous Fees
Ito naman ang kadalasang dahilan kung bakit kumukuha ng student loan ang isang tao. Tertiary education can get too expensive, lalo na kung hindi nag-aaral sa isang state university o college. Tuition and miscellaneous fees can get up to a hundred thousand, depending on which educational institution you will enroll in. Student loans are primarily made for this reason.
Boarding House or Dorm Rent
Some students get into universities and colleges far from their houses, kaya kailangan nilang umupa sa mga dorm o boarding house. Rents can either increase or be normally high depending on the area and location. In addition to the rent fee, other utility bills such as electricity, water, and internet connection also add up to a boarder/dormer’s monthly expense. Should a student need financial assistance to afford a place to stay, they can apply for a student loan at depende sa student loan, maaaring covered ang boarding house o dorm rent.
Para sa mga mag-aaral na galing sa malalayong lugar, hindi lamang ang rent ang kanilang binabayaran. Kaya may mga student loans na maaaring gamitin bilang allowance o kaya’y may kaakibat na allowance ito. . Maaari itong gamitin pambili ng groceries o kaya pambayad sa utility bills.
Textbooks and Readings
Most of the time, professors have required readings and books that you sometimes have to pay for. Swerte kung may PDF ka, but others require hard copies such as photocopy or the book itself, which can get pricey. You won’t have to worry about missing out on required readings once you use your student loan to pay for the reading materials, mapa-photocopy man o libro!
This became a necessity during the pandemic because of the shift to online classes. Bukod sa tuition and miscellaneous fees, ito rin ang isa sa mga pinakahangad ng mga mag-aaral na mabili. You can get a student loan to buy a laptop or a computer dahil mahalaga ito sa pag-aaral. Kakailanganin mo rin ito habang nagt-thesis ka, so this is a good investment!
Thesis/On-the-job Training Fees
Iba’t ibang expenses ang mayroon lalo na habang nag-thi-thesis ang mga senior college students. Maliban sa printing at binding, may surveys, focus group discussions, at syempre, transportation costs pa. Isama na rin ang food expenses. The same goes for on-the-job training fees. May ibang courses o establishments na may required practicum fee bago makapag-internship. Sa tulong ng student loans, maaaring bayaran ang thesis at on-the-job training fees mo! Siguraduhin lang na mayroon ka ng mga required documents upang ma-approve ang iyong loan.
Maraming pwedeng paggamitan ng student loans para mapagaan ang iyong pag-aaral sa kolehiyo. As Bukas works on improving our services and creating new products for students, we make sure to provide you with affordable and flexible tuition installment plans to help you with your basic education-related financing need: your tuition!
Learn more about Bukas and how we make education affordable for thousands of Filipino students like you. Apply for a tuition installment plan in your upcoming enrollment, and join our growing community for more tips and advice about all things student life! Kasama mo ang Bukas tungo sa magandang kinabukasan.