What are the requirements to apply for a Bukas tuition installment plan at Saint Joseph Institute of Technology?

• You, your co-borrower, and additional contact person must be Filipino citizens residing in the Philippines
• You, your co-borrower, and additional contact person must be at least 18 years old
• The student must be enrolled at Saint Joseph Institute of Technology

Before you get started, make sure you’ve prepared all the necessary requirements.

Do you have a valid and active mobile number?

Account verification and important application updates will be sent to your mobile, therefore you must have a working mobile number.

Do you have a co-borrower?

A co-borrower is an additional borrower who can be a spouse, parent, sibling, or any family member, or even a friend, who will be equally liable for the loan. Both the borrower and co-borrower need to sign the contract, are equally responsible to pay the loan, and both will receive collection reminders.

Having a co-borrower puts someone in a better position to manage a loan. Once your loan agreement is activated, the borrower will need to keep both individuals' information updated. (e.g. when updating mobile number, address, etc.)

The co-borrower needs to prepare any valid ID (even school ID), one proof of residence, one proof of billing, and/or proof of source of income.

Do you have an additional contact person?

Your Additional Contact Person will serve as your emergency contact. They must be a resident of the Philippines and at least 18 years old. They will need to provide their contact details, such as their mobile number and email address.

Do you have the required documents?

You will need your proof of address, student ID (or a valid government ID) , and your assessment form (this can also be your tuition billing, school billing, registration form, SOA, COM, or a screenshot of your student ledger from your S3 portal)

The following may be requested upon review of your application: additional proof of income, guardian's valid ID, guarantor's valid ID, additional contact reference, and call interviews to your guardian and/or guarantor.