Bukas Finance Corp. is a duly registered Financing Company with SEC registration No. CS201901691 and Certificate of Authority No. 1199.

Please remember to study the Terms and Conditions in the Disclosure Statement before proceeding with any loan transaction.

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Help Center  >  What is Bukas?

What is Bukas?

We're here to help make education more accessible for each Filipino student!

Bukas offers a reliable and hassle-free way to pay for your tuition fees through Student Loans.



We understand that paying for your education can be a challenge. That's why, with Bukas Flex Plan and Bukas All-Year Plans, you can cover up to 100% of your tuition balances, allowing you to pay in flexible monthly installments.


With Bukas Flex Plans, you can choose your installment length, with payment periods from 3, 6, 9 to 12 months. This means your Bukas student loan offers personalized interest rates and greater flexibility, with a plan designed to fit your unique needs. Bukas All-Year Plans, on the other hand are exclusive to PHINMA Ed students.


To learn more if your school is a Bukas partner, you may check here.


Fees and Charges

When you choose to apply for a student loan with Bukas, it's important to understand the added charges it comes with, such as interest and a one-time service fee. We believe in transparency, so here's what you need to know:

  • Bukas student loans typically have a monthly interest rate ranging from 1.90% to 4.90%, along with a one-time service fee that ranges from 4.50% to 10%.
  • Please note that interest rates may vary per application and per school.
  • Loan offers are conditional. Bukas Finance Corp. reserves the right to withdraw any loan agreement if the loan has not yet been disbursed to your school.


Ready to explore your options? Create a Bukas account at app.bukas.ph to see the personalized plans available for you!