Bukas Student Loan for Senior High School
Bukas is an education financing platform for Filipino students nationwide. Since 2019, Bukas has been partnering with leading colleges and universities nationwide to provide safe and secure student loans for college, graduate students, and professionals in our partner schools. As of 2025, Bukas has helped more than 21,000 students in the country. But wait, there’s more! Senior High School (SHS) students from select partner schools can now avail of a Bukas student loan to cover their tuition and other school fees.
Why should SHS students apply for a Bukas Flex Plan?
✅ Get up to 100% coverage for tuition and school fees (including outstanding balance)
✅ Payable for up to 12 months
✅ Low monthly interest rates
✅ One-time service fee
✅ Over 8,000 payment channels nationwide
What are the requirements for a Bukas Flex Plan?
A. Filled-out application form (Click here to download)
B. Required documents
- Student ID
- Student Assessment Form
- Borrower’s ID or ID of Parent/Legal Guardian
- Borrower’s Selfie with ID
- Borrower’s Proof of Income
- Borrower’s Proof of Residence
- Co-Borrower’s ID or ID of Parent/Legal Guardian
- Co-Borrower’s Selfie with ID
- Co-Borrower’s Proof of Income (if applicable)
- Co-Borrower’s Proof of Residence (if applicable)
Important reminders:
- A Bukas representative will reach out to you via email and mobile number. Please note that the official Bukas emails for applications are via [email protected] and [email protected] only.
- Correspondence via phone call or chat is only through the following authorized
Bukas mobile numbers 0953 426 2267 and 0995 435 6182. Applicants may
also send a message to the same numbers through Viber from
Monday to Friday (9 AM-5 PM).
- Please note that the Parent or Legal Guardian should be the Borrower and/or Co-Borrower. Both should be at least 18 years old and Filipino Citizens residing in the Philippines.
For reference, please see the complete list of valid documents here:
List of Valid Proof of Residence
How to apply for a Bukas Flex Plan?
STEP 1: Fill out the Application Form;
STEP 2: Send the filled-out application form and required documents via email to [email protected]; and
STEP 3: Wait for the result. Bukas will process your application within 3-5 working days. Please keep your contact lines open for a Bukas Representative to get in touch with you.
Frequently Asked Questions (FAQs)
What is the interest rate for a Bukas Flex Plan?
Our monthly interest comes in range! Every Bukas Flex Plan comes with an interest rate ranging from 1.90% to 4.90% per month, while our one-time service fee ranges from 4.50% to 10%. Note that rates applied to applications vary depending on school and student profile. Through flexible pricing, Bukas continues to offer the best possible payment alternative in the market so more students can start, continue, and finish their education. Want to get a sample computation for your Bukas Flex Plan? Try out our loan calculator!
Learn more about our flexible pricing here.
Can I pay off my Bukas Flex plan earlier than 12 months?
Yes! While Bukas Flex Plans are payable up to 12 months, you can pay off your student loan earlier than your chosen tenor (approved installment length). To request for the official pre-termination of your plan as well as a recalculation of the interest of your plan, kindly send an email to [email protected].
Pre-termination is the process of settling all your balances with Bukas earlier than your approved tenor / installment length. Think of it as closing your Bukas student loan before the last due date. Note that pre-termination is free and you also have the chance to be eligible for interest rebates. The interest rebates will be based on the rates indicated in your contract.
To know more about our pre-termination process, click here.
Can I avail of a Bukas Flex plan even with a SHS voucher or scholarship from the school?
Yes! Bukas can cover either full or partial tuition. That means you can get your tuition covered through a Bukas Flex plan and SHS voucher at the same time. You can decide the amount that can be covered by Bukas. The amount can be on top of the SHS voucher or any existing scholarship, grant, or funding you may have.
I still have questions about Bukas Flex Plan. Who can I contact?
The Bukas team is happy to help! For inquiries and application concerns, you may check out our Help Center or reach out to our team through any of the following channels:
- Send an email: Send us your application concern via [email protected]
- Inquire via Contact Us form: Send your inquiry through our Contact Us form (Click here)
- Call via Bukas official hotline: 0917 145 4834, 0917 144 5734, 0917 100 0721
