Tuition Installment Plan Payment Channels

How to Repay Your Tuition Installment Plan

For the Filipino version of this page you can click on this link here

After applying with Bukas, you might be wondering how to repay your tuition installment plan. This page provides instructions on how to repay.

You can pay for your monthly dues through our online and over-the-counter payment channels. Check out the list of our payment channels below powered by UnionBank, Bayad Center and DragonPay.

Paying via UnionBank

UnionBank Over-the-Counter

  1. Go to a UnionBank branch and ask for a BILLS PAYMENT SLIP.
  2. Write "Bukas Finance Corp." as your payment Company or Institution.
  3. Write the "Student’s Name" as the Client Name.
  4. Write the “Agreement Number” found in Annex B of your disclosure statement as your Reference Number. This can also be seen in your “My Installments” page in your Bukas account.
  5. Write the monthly installment amount due found in Annex B of your contract. This can also be seen in your “My Installments” page in your Bukas account.

UnionBank Mobile App

  1. Open the UnionBank app on your phone.
  2. Log-in to your UnionBank account.
  3. Select "Bukas Finance Corp." under the list of official billers.
  4. Write the “Agreement Number” found in Annex B of your disclosure statement as your Reference Number. This can also be seen in your “My Installments” page in your Bukas account.

Paying via Bayad Center

Over-the-Counter via Official Bayad Center Branches

  1. Go to an official Bayad Center branch and ask for a BILLS PAYMENT SLIP.
  2. Write the "Student’s Name" under Account Name.
  3. Then add your contact number and date of payment.
  4. On Transaction Details, put a check mark beside "Bills Payment".
  5. Write "Bukas Finance Corp." as your Biller.
  6. Under "Amount Due", put the monthly installment amount due you would like to pay for.
  7. Under "Account Number", put your Bukas Installment Number/Reference Code found under the "My Installments" tab of your Bukas account.
  8. Return the Bills Payment Slip and pay the cashier to complete your transaction (NOTE: You will be charged an additional P15 transaction fee by Bayad Center). Wait for 1 to 2 business days for your payment to reflect.

Bayad Center Mobile App - COMING SOON

Reminders for Bayad Center Payments:

  1. Bayad Center charges an additional P15.00 fee for every transaction.
  2. This payment option is not yet available in payment centers that are partners of Bayad Center like 2Go Express, Capital Pawnshop, Citystate Savings Bank, CVM Pawnshop, EBiz, Go Beyond, LBC Express, Pera Hub, PHILPOST, Pinoy Pera Padala, Racquel Pawnshop, Robinsons Department Store, Robinsons Supermarket, San Roque Supermarket, Sinag Pawnshop, The Landmark, USSC, Villarica Pawnshop, Ruralnet Inc. Branches, Rustans, and RD Pawnshop but we hope to serve in these areas soon!

Paying via DragonPay

What is DragonPay?

DragonPay is an online payment platform that now allows Bukas users to pay for their tuition installment plans without using traditional forms of payments like credit card and PayPal. Now they can use their online banking facility or pay cash over-the-counter at physical retail channels. DragonPay automatically monitors the online and offline payments and notifies Bukas of a completed payment so we can credit it to your agreement.

How to pay my dues using DragonPay?

To use DragonPay, you’ll need to do the following:

  1. Login to your account at app.bukas.ph/login
  2. Click the “My Installments” tab
  3. Click the Installment Plan that you would like to pay for
  4. Scroll down to “Payment Method”, open “DragonPay” and click “Pay installment via DragonPay”
  5. Select the payment channel you would like to use (i.e. Over-the-counter non-banks, Over-the-counter banking or Online banking) Note: A convenience fee will be charged in addition to your total due depending on the channel you picked. To see a full list of accepted DragonPay payment channels, click here.
  6. Once you select a payment channel, you will be redirected to the DragonPay portal for further instructions.
  7. Follow the step-by-step instructions by DragonPay and make sure to pay the complete amount in time to avoid penalties or canceled transactions.
  8. Once you've paid, make sure to keep your receipt or deposit slip with you. Login your Bukas account after 1 business day to check if your transaction was processed. If not, contact us and send your receipt as proof.

Note: Make sure to follow the instructions provided by DragonPay and only use the DragonPay reference code when paying. Do not use the Bukas reference code.

For a detailed description on what to do, you can also refer to the payment manual here:

How to Use DragonPay

How much are the fees when using DragonPay?

Depending on the payment method selected, there will be an additional convenience fee for using DragonPay. Below are the convenience fees for each.

  1. E-banking or Online Banking - P10 per transaction
  2. Over-the-counter Banking - P15 per transaction
  3. Over-the-counter Non-banks - P20 per transaction

What is a “convenience fee”?

A convenience fee is a small fee charged by DragonPay for using their payment platform.

Who pays for the “convenience fee”?

Convenience fees shall be paid by the user/student. It will be charged for every payment transaction done with DragonPay. For example, if the convenience fee is P10 per transaction and the student’s monthly due is P3,025, then every month the student pays a total of P3,035 when using a DragonPay channel.

Can I pay partial/excess amounts using DragonPay?

No. You need to pay the exact amount charged by DragonPay in the instructions provided to you to avoid any issues with processing your payment. To pay in any other amount you need to pay via UnionBank over the counter or via their UnionBank app or via Bayad Center.

I have a pending payment via DragonPay. Does it have an expiration or can I pay anytime?

DragonPay pending transactions can only paid during a specified amount of time depending on the payment channel selected. Once past the deadline, the transaction will expire and you must create a new transaction by logging in your Bukas account and selecting DragonPay again. To check the payment deadline or validity period of your transaction, please look for the "Deadline" listed under the Payment Instructions sent by DragonPay.

I paid via DragonPay already but the account is not updated yet.

Please wait 1 to 2 business days for your payment to reflect on your Bukas account since not all channels are updated in real time. If there are still issues, send us a message on Facebook or email us at info@bukas.ph with proof of payment and/or your deposit slip.

I tried to pay using DragonPay but my payment was denied.

Make sure you paid the correct amount and also entered the correct reference code or ID. If you continue to have issues, send us a message or you may reach out to DragonPay directly.

I tried to pay with DragonPay but did not receive any email instructions.

Make sure the email you provided is correct. If so, check the SPAM folder of your email to see if the instructions were sent there. If not, contact DragonPay directly.

My due date falls on a weekend. How can I pay if banks are closed?

Now you can pay for your monthly dues even on weekends with DragonPay over-the-counter payments through Cebuana Lhuillier, LBC, M Lhuillier, Robinsons Dept. Store, SM Dept. Store and many more!

I tried paying using DragonPay but I can't find my preferred payment channel?

DragonPay offers over a dozen payment channels from banks to non-banks but availability will depend on the partner channel's schedule. For example, Bank OTC via DragonPay may not be available during weekends. If your preferred channel is not available, it would be best to select an alternative channel to avoid payment delays and penalty fees.

Additional Reminders involving all our Payment Channels

  1. The Bukas Installment Number or Reference Code is alphanumeric, the first three (3) characters are letters and succeeding seven (7) characters are numbers. Make sure to write legibly so that UnionBank orBayad Center can process your payment correctly.
  2. If your due date falls on a weekend or on a holiday, please pay for your installment plan before the due date or pay for it through online banking and non-bank over-the-counter payment channels like Cebuana.Lhuillier, LBC, etc.via DragonPay. In case of late payments, there will be a late payment fee amounting to 5% of the unpaid balance.
  3. If you have paid on time but the payment made does not reflect on your payment dashboard, please wait for 2-3 business days. You will receive an SMS once it reflects on your dashboard.
  4. No need to send a screenshot of your payment slip. You can check your dashboard in your Bukas account to see if the payment was reflected. It normally takes around 2-3 business days for it to appear on your dashboard.

If you have any issues on the processing of your payments, you can send us an email at info@bukas.ph or chat us up on our Facebook.