To apply for an installment plan, you must fit the following criteria:
Account verification and important application updates will be sent to your mobile, therefore you must have a working mobile number.
A co-borrower is an additional borrower who can be a spouse, parent, sibling, or any family member, or even a friend, who will be equally liable for the loan. Both the borrower and co-borrower need to sign the contract, are equally responsible to pay the loan, and both will receive collection reminders.
Having a co-borrower puts someone in a better position to manage a loan. Once your loan agreement is activated, the borrower will need to keep both individuals' information updated. (e.g. when updating mobile number, address, etc.)
The co-borrower needs to prepare any valid ID (even school ID), one proof of residence, one proof of billing, and/or proof of source of income.
As the borrower, you will need to prepare your school ID (or any valid ID), one proof of residence, and your school assessment form.
Either the borrower or co-borrower, or both, will need to provide a source of income. (list of valid proof of income).
Apply for a Bukas Installment Plan whenever you need it. Create an account, complete your profile and submit your application. Your application will be processed in 3-5 business days.
First-time borrowers can apply for partial or full tuition coverage for a specific term. Pay for your monthly dues on time to qualify for additional tuition coverage every term until you graduate.
After you confirm your Bukas installment plan, your tuition payment will be deposited directly to your school within 1-2 business days. Your first monthly installment will be due 30 days after disbursement. You can pay for your monthly dues online or over-the-counter at partner banks and non-bank payment centers nationwide.
Tuition plans for CIT-U start at 1.9% interest per month with a one-time service fee starting at 4.5%. Check out our calculator to see your monthly plan.
Before getting a plan, find out how much you need first (this is called your plan’s “Principal” amount). Do you need coverage for your full tuition? Or do you only need partial coverage? Sometimes it’s better to ask for partial coverage to minimize your monthly payments at the start. You can always add more coverage when you need it.
Now that you know what you need, you can now see how much you will have to repay. This will be bigger than what you asked for due to interest rates and the origination fee charged to your plan.
Your first monthly installment will be due 30 days after the disbursement of your tuition. You can pay for your monthly dues online or over-the-counter at partner banks and non-bank payment centers nationwide.
Our tuition installment plans are designed to be flexible and affordable. Get started today to join thousands of students using Bukas.
Here are the frequently asked questions about Bukas.
You need to be a Filipino citizen, at least 18 years old (for the borrower and co-borrower), and enrolled as an undergraduate or graduate student at one of our partner schools.
You can pay online or over-the-counter at major banks (BPI, BDO, UnionBank, RCBC, etc.) and non-bank partners (GCash, 7-Eleven, Cebuana Lhuillier, M Lhuillier, Bayad Center, etc.) nationwide.
It takes 3 to 5 business days to get your application approved. Make sure you provide all necessary information to avoid any delays.
Yes, you can! You can apply for a new installment plan every semester to get additional coverage. Make sure you pay for your monthly dues on time to qualify for multiple installment plans.
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