The University of the Visayas (UV) has come a long way since its humble beginnings as the Visayan Institute in 1919. With more than 100 years of history and thousands of students after, UV has definitely lived up to its name as the university of the Visayan people. It is, after all, the first university in Cebu! No other school can beat that.

Ngayong may Bukas na sa UV, the University’s call to pioneer quality and accessible education in the region continues, especially for deserving students who may need financial assistance for studying.

Here’s how Bukas can partner with UV to make that happen.

New partnership, same commitment

Hindi na bago sa Unibersidad ang pagbibigay ng tulong pinansyal sa kanilang mga estudyante–being one of the first few schools to provide a “Study Now, Pay Later” plan even before the Department of Education adopted it in the 1980s. With Bukas on board, the same hope stands: more students will be able to continue their studies without worrying over tuition and other school fees.

Starting this School Year 2021-2022, the UV will be extending its financial assistance efforts by providing a new payment option through its recent partnership with Bukas.

Bilang partner school, all current and incoming UV students can now avail a Bukas student loan to enroll at the University. This means that students who may not afford a one-time payment for the semester can still attend classes and pay tuition for a longer period of time instead. In the case of Bukas, even up to a year! Good news, ‘di ba?

What is a Bukas student loan?

A Bukas student loan is an affordable and flexible way to pay for your tuition. Kapag nag-enroll ka sa UV through a student loan, Bukas can cover up to 100% of your tuition for the semester while you pay back the amount in 12 monthly installments. Take note that every installment plan comes with an interest starting from 1.90% to 4.90% per month, with a one-time service fee that ranges from 4.5% to 10%.

Kung gusto mong bayaran nang mas maaga sa 12 months ang iyong student loan, pwede mo itong gawin nang walang early termination fee or other penalties. Hindi mo rin kailangang mag-alala sa interest rates dahil magbabayad ka lamang nito para sa buwan na nagamit mo ang student loan. For example, if you only consumed 3 months of your installment plan, you only need to pay the interest for 3 months. It’s up to you!

To know more about our updated interest rates as of January 2024, check out UV's official partnerships page.

Why pay your tuition at UV with Bukas?

A Bukas student loan ay makakatulong para sa mga estudyante na maaaring nabibigatan sa one-time tuition payment kada semester at mas kaya ang pagbabayad ng hulugan. Bukod dito, paying in installments can also help stretch your budget and cover other important expenses like food and utility bills. Sa Bukas, hindi mo kailangan mamili sa pag-aaral at pang-araw-araw na pangangailangan. You can take care of both!

How does the Bukas student loan work?

When you apply and get approved for a student loan, Bukas will pay your tuition directly to UV. You will then have to pay your Bukas monthly dues for 12 months. For example, kung kailangan mo ng Php 30,000 para sa tuition mo next semester, you can get an installment plan from Bukas and pay only Php 3,182.50 every month. This computation is based on a tuition plan with a 1.9% monthly interest and a one-time 4.5% service fee.

Gusto mo ba malaman ang estimate based on your actual tuition at UV? You can try out our calculator here!

How can UV students apply for a student loan?

Hindi kailangan pahirapan ang pagkuha ng financial assistance. Dahil fully online ang buong application process sa Bukas, kayang kaya mo ito gawin in five easy steps:

Step 1: Register and complete your profile via app.bukas.ph/register

Step 2: Fill out and submit the application form. Maghintay ng 1-2 working days to get feedback via SMS or email!

Step 3: Once approved, log in to your Bukas account and confirm your application.

Step 4: Once confirmed, Bukas will deposit your full amount directly toUV. Makakatanggap ka ng SMS once its disbursed. After 1-2 working days, makikita mo na ito sa Bukas account mo!

Step 5: Study hard and pay your Bukas monthly dues at any of our payment partners.

There’s a Bukas plan for every UV student

From a group of 37 students in its first year to a whopping 20,000 students today (and counting), the UV community is growing. And so are the University’s curricular offerings, which now extends from the usual undergraduate programs to graduate studies. Marami kang pwedeng pagpilian! (Note: If you need help in choosing the right course for you, ask yourself these 4 honest questions.)

The good news is that all students are welcome to apply for a Bukas student loan. Kahit na ano pang program, year level o academic grade mo, may Bukas para sa’yo! At the least, you should be able to meet these requirements:

• be a Filipino citizen and at least 18 years old
• have their UV student ID or any government-issued ID
• have a physical or digital copy of their assessment form
• have a guarantor at least 21 years old with proof of income (working-students can become their own guarantor)

Ang dali, diba? To better prepare for your requirements, check out our complete list of accepted valid documents. Make sure all your documents are accurate, correct, and complete to avoid delays in your application.

With Bukas, you can study at UV from first year until graduation

Getting financial assistance is a big help. However, a lot of students can’t help but worry if it would be enough to keep them in school until they finish their program. May mga scholarships na para lamang sa isang semester o isang school year. May study grants na may minimum grade requirement. Sa Bukas, you can lighten your worries.

A Bukas student loan can give you full or partial tuition coverage for the semester. It depends on how much you need! Kahit hindi enrollment period o simula ng school year, pwede ka ring mag apply for additional funding. Mapa prelims, midterms, finals–kahit summer classes pa ‘yan! Learn more about our multiple installment plans.

Lead and Serve. These are the core values that the University of the Visayas stands for. With Bukas and UV, these can also be the same values that will help you stand out in whatever career path you choose. Ano pang hinihintay mo? Study at Cebu’s premier university and live up to the Visayanian spirit. Kasama mo kami sa magandang Bukas!

Learn more about Bukas and how we make education affordable for thousands of Filipino students like you.Apply for a Bukas student loan in your upcoming enrollment, and join our growing community for more tips and advice about all things student life. A better tomorrow awaits. Sa'yo ang Bukas!